Read the latest Market Leaders Brief from LendIt Fintech.

Lending as a Service (LaaS)

How banks and non-bank lenders are modernizing their operations using cloud-based commercial solutions.

Market Leaders Brief • 2019

What is this paper about?

Banks and non-bank lenders are bringing Marketplace Lending (MPL) best practices under their own roofs by adopting ‘Lending as a Service’. LaaS packages the latest lending software, operated in the cloud by a vendor, with expertise and operational services included. Financial institutions can quickly modernize their lending operations – when they carefully consider their strategy and available technology solutions.

Key Findings:


  • The Brief summarizes in a table the most prominent LaaS providers in North America and Europe.
  • Deeper vendor profiles support the table with select customers, feature sets, and parent company descriptions.
  • The overview section highlights key trends, feature requirements and implementation considerations for financial institutions considering LaaS. This is based on interviews and eSurveys with many of the vendors.

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