Funding takes center stage for nonbank online lenders

Cost of capital survey results

Funding takes center stage for nonbank online lenders

Cost of capital survey results 


 July 2018
Authored by Deloitte & LendIt Fintech


What is the report about?

Highlighted in this report is the most important issue facing nonbank online lenders – the cost of capital. The report outlines historical, current, and projected cost of capital and where the capital is being sourced.

Key findings include:

  • Larger companies are increasingly looking to securitization to lower financing costs
  • Third party backup services provide huge cost savings between 4 and 8 basis points for small and large online lenders, respectively
  • Capital structure/capital mix review and impact of scale
  • Top concerns for CEOs of online lending companies
  • Current level of investor interest

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