AI Perspectives

Credit risk & lending


Survey Report • 2022

What is this report about?

2021 was marked by challenges to the global economy, but they were met with resilience. In the U.S., the GDP grew by 10% to nearly $23 trillion, and unemployment dropped to 3.9%. We showed that even in uncertain times, we can prosper through technological innovation.


LendIt and Brighterion collaborated on our second annual survey sent to financial institutions and lenders to understand how they are investing in technology. Specifically, we wanted to understand how organizations are thinking about applying artificial intelligence (AI) to credit risk considering the changing economic landscape, and their perspectives on the biggest opportunity for better credit risk management.



Sponsored By:

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Key Insights:

  • Current use of AI for credit risk
  • COVID-19’s impact on AI investment
  • Current applications & future use of AI
  • The top 5 components in AI infrastructure

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