Demystifying Banking-as-a-Service

Expanding the Digital Economy

White Paper • 2021

What is this paper about?

As the race to financial innovation accelerates, Banking-as-a-Service is carving out an essential role within it. However, amidst the crowded space of financial technology, one may find it hard to differentiate this sector’s unique benefits and business proposition. Not a bank but not a standard fintech, Banking-as-a-Service falls between the two, utilizing the strengths of each to create something entirely new.

This white paper will demystify the Banking-as-a-Service industry, diving into the various benefits it offers three key sectors within the digital economy and defining the ways in which BaaS enables innovation for all.



Sponsored By:

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Key Points:

  • Banking-as-a-Service creates a vast ecosystem of symbiotic players
  • BaaS providers partner with banks, fintechs, and merchants
  • BaaS partnership unlocks new revenue streams
  • BaaS platforms offer nimble infrastructure to enable rapid growth
  • BaaS companies’ cloud-based APIs provide custom solutions for any use case

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