Exclusive Insights from 12 Leaders in the German Fintech Marketplace
Published September 2018
What is the report about?
Highlighted in this report is the most important issue facing nonbank online lenders – the cost of capital. The report outlines historical, current, and projected cost of capital and where the capital is being sourced.
Key findings include:
Larger companies are increasingly looking to securitization to lower financing costs
Third party backup services provide huge cost savings between 4 and 8 basis points for small and large online lenders, respectively
Capital structure/capital mix review and impact of scale