Salt Edge Report: Open Banking Ecosystem in Testing Mode

  

White Paper • 2021

What is this report about?

Advancing on its path to provide a pan-European open banking platform, Salt Edge gained insightful experience along the way. Knowing inside out the specificities of all the open banking API standards and the strict RTS requirements, the company created a report on testing PSD2 account information and payment initiation APIs to share it for the benefit of the open banking community.

The report is based on the analysis of 39 criteria, which include the ease of integration, the possibility to test various scenarios in the sandbox, the overall compliance with the RTS requirements, and even how responsive to inquiries the banks are.

Discover the state of open banking in Europe, based on testing 2000+ PSD2 account information and payment initiation APIs in 31 countries.



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Key Points:

  • Top EU countries with highest API availability
  • Percentage of banks that do not fully meet the chosen API standard
  • Time needed to integrate bank PSD2 APIs
  • And more...

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